New beginnings. Real rewards.

Whether you're retired or semi-retired, your retirement plans may need fine-tuning. Perhaps you are considering early retirement. Given longer life expectations, it makes sense to keep saving and investing. The choices about when you retire and begin taking Social Security can impact your retirement paycheck. It can pay to think it through.

Real steps

Real steps

Put your income plan in place

Manage your money

  • Consider consolidating your retirement accounts at one financial institution to help make it easier to manage your money, and potentially reduce costs.
  • Set up automatic bill pay for monthly expenses to help simplify your finances and track spending. Learn more about online banking from U.S. Bank.

Monitor your plan

  • Analyze your accounts regularly to help make sure investments are on track with your income needs.
  • Review actual vs. projected monthly expenses. Try this Expense Worksheet.

Cornerstones of Retirement

When you’re in your 60s and beyond, you begin to reap the rewards of your hard work. Since you may spend decades enjoying retirement, consider taking a more conservative approach for part of your savings—keep some assets invested for growth potential and some for income. The focus is on maintaining a fluid income stream, with the goal of protecting your assets, and taking steps to help make sure your legacy plans are up to date. Learn about the cornerstones of retirement planning


Starting Out

Step by step, start making your retirement real.

Getting Organized

Stay focused and continue investing in your retirement.

Enjoying Retirement

Fine-tune your plan and begin living your real retirement.


Run the numbers

Estimate what it may take to save for your retirement.

Retirement Calculator


RealSteps>Retirement® Resource Guide

This guide includes information and tools to help you take action and manage your retirement goals.

 

Get Started

Work with U.S. Bank
Bankers can help you create a plan to save for retirement. Find a Branch

Need advice?
U.S. Bancorp Investments Financial Consultants can help. Call 800-871-6250 or have us contact you

Wealth Management
If you have more complex financial needs, we offer comprehensive wealth management advice and services. Learn more