Whatever your dream, we are here to help.

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Home Loan Rates

U.S. Bank offers a variety of mortgage, refinance and home equity options with competitive rates.

Mortgage Rates

Home Equity Rates

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you can afford, and more.

Mortgage Calculators

Home Equity Calculator

Mortgage Loan Originators

No matter where you live, a friendly U.S. Bank mortgage loan originator is just a phone call away.

Meet in Person

Call 888.291.2334

Request a Call

Mortgage Options

Whether you're shopping for your first house or moving on to something even better, U.S. Bank offers competitive rates and a variety of mortgage options, including:

We also offer loans for new construction and investment property. And with U.S. Bank, you'll have knowledgable help every step of the way.

More About Mortgages Prequalify

Refinance Your Home

Whatever your goal for getting a new mortgage, a U.S. Bank mortgage loan originator can help you identify potential ways to:

  • Lower Your Monthly Payment Expense
  • Shorten the Term of Your Loan
  • Switch to a Fixed-Rate Mortgage
  • Get Cash Out of Your Home

Options include the Streamline Refinance and the Cash-Out Refinance - and if you owe less than $150,000, our unique Smart Refinance solution may save you time and money.

More About Refinancing Prequalify

Unlock the Equity in Your Home

If your home is worth more than you owe on your current home loans, you may be able to use your home equity to fund one-time expenses and ongoing needs.

  • Remodel Your Home
  • Pay for a Major Expense
  • Consolidate Debt
  • Get Cash Out of Your Home

You can tap into your home's equity with a home equity loan, a home equity line of credit, or a mortgage refinance - and our comparison chart can help you sort through the options.

More About Home Equity Compare Options

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