With Silver® Checking Package there are two easy ways to waive the monthly maintenance fee and there is an option to have a great way to save.

When you open a Silver Checking Package and pair it with a Package Money Market Savings account, you'll open up two ways to waive the monthly maintenance fee: Set up direct deposits of at least $1,000 per month, or maintain a combined account balance of $1,500.1

Silver Checking also gives you full access to Online and Mobile Banking, a suite of powerful tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more.

Silver Checking Package

Basic banking must-haves

You'll get a U.S. Bank Visa® Debit Card, no-fee transactions at U.S. Bank ATMs, and Online/Mobile Banking with mobile check deposit, bill pay and more.

Incentives to keep saving

Sign up for the U.S. Bank START Smart Savings Program™ and earn up to $100 in rewards and bonuses for reaching your savings goal and making gas and grocery debit card purchases. 

Benefits beyond checking

With your Silver, Gold or Platinum Package Checking, these extra savings are waiting for you – whenever you need them. Do More, Save More with U.S. Bank.

A great savings account

Competitive interest rates and no monthly maintenance fees are two big benefits of our Package Money Market Savings account2, available to Silver or Gold Checking Package customers,  and our Platinum Select Money Market Savings account3, available only to our Platinum Checking Package customers. And like most U.S. Bank savings accounts, it can also be used to provide overdraft protection.4

Eligible to save on closing costs

Eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank.6 Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000.7

Pricing and features

Monthly maintenance fee

  • $6.95

  • $0

    With a Package Money Market Savings8 account and either -
    Combined monthly direct deposits totaling $1,000+
    - or -
    A combined account balance of $1,5001

Paper statement fee

$2.00 Paper Statement Fee applies unless enrolled in eStatements.5

Other fees

The most common checking fees are listed in the Silver Checking Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.  

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