A top-tier checking account with competitive rates and all the perks

Platinum Checking Package

  • Earn interest1 on the money you keep in your account (view rates)
  • No U.S. Bank fee for Non-U.S. Bank ATM transations2
  • No fees for overdraft protection transfers

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A personal checking account with great standard features

Easy Checking

  • You’ll get a U.S. Bank Visa® Debit Card, and Online/Mobile Banking with Mobile Check Deposit3, bill pay and more
  • Access to more than 4,700 U.S. Bank ATMs

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A personal checking account with features just for students

Student Checking

  • You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit3, bill pay and more
  • Access to more than 4,700 U.S. Bank ATMs
  • Your first order of U.S. Bank logo checks free

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A bank account minus the checks with no overdraft fees

Safe Debit Account

  • No checks 
  • No overdraft fees
  • Discount on money orders

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U.S. Bank was named one of the “World’s Most Ethical Companies”

Not sure which checking account is best for you?

Compare all personal checking accounts, including the Silver Checking Package, Gold Checking Package and Premium Checking.

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Why U.S. Bank? It’s all about access.

No matter which account you choose, you’ll have access to the tools and support you deserve.

Online and mobile tools

Track your spending, pay bills, deposit checks and more.

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Thousands of locations

U.S. Bank has more than 3,000 branches and 4,700 ATMs.

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Customer resources

Find answers to common questions about your checking account.

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